Credit Analyst

New York, United States expand job description ↓


This position is responsible for maintaining a portfolio of commercial accounts. Primary responsibilities include developing customer relationships, obtaining general business information as well as financials and banking information.


  • Prepare written reviews on Customer Credit Files relative to financial strengths and weaknesses of customers with opinions as to credit worthiness.
  • Gather information for Customer Credit Files through inquiries and investigations with trade suppliers, financial institutions, professional firms or individuals.
  • Establish and maintain a computerized Customer Credit Files.
  • Spreading financial statements through the use of computerized financial software program and analyze reports produced by the system for preparation of written reviews and credit analysis.
  • Analyze Customer Credits and highlight problems or questions.
  • Assist the Collection Department in the collection of delinquent accounts.
  • Follow the Corporate rules of Compliance as set forth by the Corporate Compliance Department. 


  • Ability to work on multiple projects simultaneously, managing time and resources to ensure work is completed efficiently and within established timeframes.
  • Excellent written and oral communication skills.
  • Strong math aptitude, organizational and analytical skills
  • Computer literate; fluency in Microsoft Office programs, Excel analysis required
  • Ability to establish and maintain effective work relationships both internally and externally.
  • Strong problem-solving and follow-up skills with the ability to make decisions.
  • Bachelor’s Degree in Accounting, Finance, Economics, or related field.
  • Three years of credit of underwriting experience is desired
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